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Should You Buy First or Sell First? Here’s How to Decide

Should You Buy First or Sell First? Here’s How to Decide

If you’re moving, you’ve probably asked: should I buy first or sell first? The answer depends on your budget, risk tolerance, and local market conditions.

Buying First — Pros

  • More time to find your dream home.

  • Seamless move without interim housing.

Buying First — Cons

  • Risk of paying two mortgages.

  • Pressure to sell quickly after buying.

Selling First — Pros

  • You know exactly what you can afford.

  • No risk of double mortgages.

Selling First — Cons

  • May need temporary housing.

  • Limited time to find your next home.

The Middle Ground: Bridge Financing

This short-term loan lets you buy before selling, giving you breathing room.

Final Word:
Your move should work around your life — not the other way around. Let’s chat about the option that makes the most sense for you.