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Hi, I’m Charlotte.

It’s so nice to meet you! I am both a Real Estate Sales Representative & Mortgage Agent. I can answer questions about all facets of real estate. The handy video to my left will show you all I can do for you in just 60 seconds. I’ve called this area home for my entire life and I know it’s neighbourhoods inside and out.

“There’s just something incredibly satisfying about helping others – I decided to make it my life!”


Real Estate & Mortgage

Help You Can Trust

Charlotte Ferguson is truly invested in the Kitchener-Waterloo area. Her experience in the mortgage industry and familiarity with the area will be assets to both buyers and sellers.

With a Realtor® like Charlotte by your side you don’t have to “Do it alone.” A good Realtor® has the training, the know-how, and the experience to help you through each step of the process and to make the process of finding, buying and moving into your home as smooth, quick and enjoyable as possible.


A Realtor® has valuable sources of information about market trends, neighbourhoods and, especially, information about homes for sale throughout the areas that appeal to you. Remember, not every home seller runs an ad in the local paper or puts up a sign in the yard; you could be driving by some outstanding properties for sale that may be just what you’re looking for in a home, but you don’t know it. An agent, on the other hand, offers you access to complete, regularly updated information about every home listed by agents through the Multiple Listing Service® (MLS®).


Home Search

Your Home's Value

Ready to List?

Home Search

Find the exact type of home your family needs with an agent that truly cares.

Your Home’s Value

Get your home evaluated by an experienced professional to ensure the best value possible.

Ready to List?

Your home deserves to be found in searches all across the country.

Families Helped

Being a realtor is much more than a job. Nothing is more rewarding than watching a family walk into a house and seeing them discover that they have found their dream home. Helping families is my delight and passion, and I would be honoured to assist you in this crazy adventure we call real estate.

Trustworthy. The first word that comes to mind when I think of working with Charlotte.”

Trustworthy.  The first word that comes to mind when I think of working with Charlotte.  Having a trustworthy Mortgage Agent lifts a huge weight off of your shoulders.  It gives you comfort that you are in good hands with someone who cares.  She took a process that I found overwhelming and walked me through it step-by-step, at my pace.  Charlotte was more than my Mortgage Agent.  She was patient. She was thorough.  She was reliable.  She was a lifesaver.  Thank-YOU for being exactly what I needed.
Amy F

Being first time home buyers, we were a little intimidated at first. Luckily we found Charlotte who made the process much easier than we had expected. Our questions were answered quickly and efficiently. We both are very happy with our first home and couldn’t have been more pleased with the level of service.

Jamie & Douglas

“We are so very happy with our new home! Thank you, Charlotte.”

Going Above & Beyond For You

All The Bells,
Whistles & More

Price The Home Right
Market The Property Like Crazy
Communicate Properly
Make Sure The Buyer is Qualified
Negotiate The
Best Terms
Attend The
Home Inspection
Attend The Home Appraisal
Finalize Loose Ends For Closing

SOLD FIRM In Only 4 Days

This beautiful home hardly had time for feet to walk through the door before somebody snatched it up!

SOLD FIRM In Only 4 Days

Check out this gorgeous living area. If you’re sad you missed this one, don’t fret! Get in touch and let’s find you your dream.

SOLD FIRM In Only 4 Days

Check out this delicious kitchen, perfect for the chef in the family. Looking for your gourmet kitchen? Send a message and we’ll hook you up!

SOLD FIRM | Four Days

This bathroom looks fit for a king & queen, so pristine! If you’re looking for a soaker tub, clawfoot or any other special feature, let me know! Growing up in KW area I know just about every nook and cranny. 😉

Get To Know

Waterloo Region


With two malls, Outlet Stores, Farmer’s Markets and Neighbourhood Boutiques, people come from all around to shop our region!


Education has always been at the heart of Waterloo Region. Currently, four school boards operate in the Region, offering instruction in both English and French. In addition, the Region offers post-secondary education among two Universities and three Colleges!



So many tasty places to eat in the Region of Waterloo, you’ll surely want to try them all!


The Region of Waterloo is the 10th most populous Census Metropolitan Area in Canada! With 583,000 (2016) residents, the area is one of the fastest growing regions in Ontario!

Walk Score

Walkable neighbourhoods with access to public transit, and proximity to all the people and places you love are the absolute key to a happier, healthier and more sustainable lifestyle. Learn the score of each neighbourhood & home with our handy walk score widget!



Waterloo Region has many Neighbourhood Parks for recreational use, Historic Landmarks and Conservation Areas! Come, Stay, Play!

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