Let’s bust some myths — because bad info can cost you serious money.
Myth #1: You need 20% down
Reality: You can buy with as little as 5% down (with mortgage insurance).
Myth #2: A pre-approval means you’re guaranteed a mortgage
Reality: Nope. It’s conditional, and things can still change before closing.
Myth #3: Fixed is always better
Reality: Depends on your goals. Sometimes variable can save you thousands.
Myth #4: You should always go with your bank
Reality: Mortgage brokers (like me!) have access to multiple lenders and better options.
Myth #5: Renting is always cheaper
Reality: Not in today’s market. Ownership often builds equity faster than you think.
👉 Thinking about your next move? Let’s chat mortgages + MLS® today.