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Top 10 Ontario Cities to Downsize in 2025 (Waterloo’s Hidden Gems Included!)

Top 10 Ontario Cities to Downsize in 2025 (Waterloo’s Hidden Gems Included!)

Downsizing doesn’t mean “giving up” — it often means gaining freedom. Less maintenance, lower costs, and more time to actually enjoy life (instead of shoveling three driveways in February).

If you’re starting to think a smaller home, townhome, or condo might be in your future, here are some of Ontario’s best spots to consider in 2025:

1. Waterloo

Condo living near Uptown gives you walkability to shops, restaurants, and trails. Perfect for those who want a low-maintenance lifestyle but still love a little city buzz.

2. Kitchener

Great mix of affordable condos and townhomes. Plus, the LRT makes getting around a breeze — a huge plus if you’d rather not drive everywhere.

3. Cambridge

Historic charm + smaller-scale living. River views, quaint downtowns, and smaller homes that pack big character.

4. Stratford

Theatre, coffee shops, and culture galore. If you want your retirement to feel like a charming getaway every day, this is your spot.

5. Guelph

University town means tons of energy, great medical access, and a strong community vibe. Smaller bungalows and condos are hot with downsizers.

6. Niagara-on-the-Lake

Wine country + charm. You’ll never be short on visitors.

7. Collingwood

For the outdoorsy downsizer — ski hills, trails, and the bay all nearby.

8. London

Affordable housing market with excellent medical facilities.

9. Burlington

Waterfront living, walkability, and proximity to Toronto without being Toronto.

10. St. Catharines

Affordable, growing, and just a short hop to Niagara.


Why Waterloo Region Downsizing Wins

I’ll be honest — Waterloo Region is fantastic for downsizers. You get:

  • Easy access to healthcare and amenities

  • Strong community vibes (hello, neighbours who actually say hi 👋)

  • Options from sleek Uptown condos to cozy bungalows in quiet neighbourhoods

Downsizing isn’t just about the house — it’s about the lifestyle. And Waterloo Region gives you a balance of convenience, affordability, and community you won’t find everywhere.


👉 Thinking about your next move? Let’s chat mortgages + MLS® today.